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Phone Icon 01224 279672
Phone Icon 07889 692222
Covering Aberdeen & Surrounding Areas

Helpful Personal Loans in Aberdeen & Surrounding areas.

Secure the possessions and properties you desire with our range of personal loans. Covering Aberdeen and surrounding areas, we specialise in providing clients with a selection of homeowner loans and mortgages. Whether you want a secured or unsecured loan, we'll find the best one to suit you.



Clients will find a wide range of loans, including secured, unsecured, and bridging. Whether you've found the house of your dreams, are looking to renovate your current property, or are just simply looking to consolidate any existing debts, we will offer you expert and impartial advice on the best options available for you and your circumstances.


An unsecured loan, also known as a personal loan, may be a helpful option for people who want to finance a big purchase, such as a car or a home extension. In contrast to a secured loan, (second charge mortgages) if you take out an unsecured loan the lender will have no claim on your financial assets if you don't keep up the repayments. This means an unsecured loan is a higher risk to the lender and therefore the interest rates will be higher.

Secured Loan

A secured loan, also known as a homeowner loan or a second charge mortgage, is a credit agreement that is backed using the equity in a property owned by the borrower. Therefore loans of this kind are only available to people who own their homes, and will be used to borrow anything from about £5,000 to £125,000. A secured loan may also be an easier option to borrow than a re-mortgage due to poor credit rating.

Bridging Loan

A bridging loan is designed to 'bridge' a gap if you need to borrow money quickly for an interim period for a property transaction. The loan usually lasts no more than 12 months and acts as a cash injection at a time when it is much required. A bridging loan is not a replacement for a long-term solution. This loan is typically used for broken sale chains, auction purchases, full retention renovation, below market value, properties that can't be mortgaged, or change of use. A regulated bridging loan may also be a good option for clients who have found their dream home and have yet to sell their property.



Fees and charges vary depending on the services we provide. Typical fee for mortgage advice is £500.

WPJ Mortgages & Financial Services is a trading style of William Jeffrey, who is an appointed representative of The Right Mortgage Limited,

which is authorised and regulated by the Financial Conduct Authority.

Contact us to find out more about personal loans and homeowner loans

in Aberdeen & Surrounding Areas.

01224 279672 or 07889 692222