WPJ Mortgages & Financial Service - Logo
Phone Icon 01224 279672
Phone Icon 07889 692222
Covering Aberdeen & Surrounding Areas


Get Accepted for a Mortgage in Aberdeen or Surrounding Areas

Invest in the property market with our extensive range of mortgages and loans. Covering Aberdeen and surrounding areas, we specialise in providing clients with a range of financial aspects, including buy-to-let mortgages.

*Please note that Buy to Let and Commercial Mortgages are not regulated by the FCA.


Mortgages

Purchasing a property is one of the largest investments most people will ever make in their lives and it will be one of the most stressful times as well. We are able to help relieve some of the stress by searching the market for the best deals to suit your needs and completing all the paperwork for you. We also look at affordability before arranging a decision in principle to ensure you get the mortgage you require. It is also very important that you also get a credit report for each applicant before you start, as this will help both you and your advisor to arrange the correct mortgage for you and you may be able to improve your credit score before you make an application. We've helped a large number of clients get the mortgage they desire, which is evident in the number of positive testimonials we have received.

Re-Mortgage

Clients will re-mortgage for all types of reasons, the most common of which is their existing mortgage product is coming to an end and they would like to find the best deal in the market to suit their needs. Another reason may be for home improvements or for consolidation of existing debts to reduce their monthly outgoings. The only problem with consolidation is that although clients' monthly outgoings may be reduced because of the lower interest rate, the total repayment could be more because this would be spread over a longer term. In this situation another option could be a second charge against the property over a shorter term.

Homes

Buy-To-Let

For Buy-to-Let clients the financial aspects will be the ones that drive their decisions. As a property investment, Buy-to-Let will potentially bring financial rewards, but it also carries risk. Understanding the costs involved and how they arise will help clients develop a clearer picture and make more informed decisions.

*Please note that Buy to Let mortgages are not regulated by the FCA.

Commercial Mortgages

A commercial mortgage is used for property or land that will be used for business purposes. They could be appropriate for clients looking to purchase or refinance commercial properties as an investment.

*Please note that Commercial mortgages are not regulated by the FCA.

Disclaimer

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Fees and charges vary depending on the services we provide. Typical fee for mortgage advice is £500.

WPJ Mortgages & Financial Services is a trading style of William Jeffrey, who is an appointed representative of The Right Mortgage Limited,

which is authorised and regulated by the Financial Conduct Authority.

Contact us to find out more about Mortgages and Buy-to-Let mortgages

in Aberdeen & Surrounding Areas.

01224 279672 or 07889 692222